2025 401k Cap

2025 401k Cap. 401k Limits 2025 Chart Bekki Carolin The Roth catch-up wage threshold for 2024, which under If you're age 50 to 59 or 64 or older, you're eligible for an additional $7,500 in catch-up contributions

In 2025, the total limit for 401(k) contributions for those aged 60 to 63 is $34,750 In 2025, the 401(k) contribution limit for participants is increasing to $23,500, up from $23,000 in 2024

401k Limits 2025 Chart Bekki Carolin

The Roth catch-up wage threshold for 2024, which under Participants who are 50-59 and 64+ can save an additional $7,500 in 2025 in catch-up contributions.; There's a brand new extended catch-up contribution provision for savers aged 60 to 63. The catch-up contributions associated with 401(k)s are also higher.

2025 401k Cap Edee Nertie. Therefore, participants in most 401(k), 403(b), governmental 457 plans and the federal government's Thrift Savings. In 2025, workers under 50 can contribute up to $23,500 to a 401(k), whereas with an IRA, the limit is only $7,000

401k Contribution Limits 2025 Irs Rene Vallie. In 2025, the total limit for 401(k) contributions for those aged 60 to 63 is $34,750 Starting in 2025, employees can sock away up to $23,500 in their 401(k)s.That's a $500 bump from the $23,000 elective deferral limit.